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The following article was published in our article directory on November 15, 2011.
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Steps to Take for More Affordable Caravan Insurance Policies

Article Category: Travel

Author Name: Andrew Jones

Caravan insurance policies can be more affordable if you take steps to keep your touring caravan secure. Hundreds of caravans are stolen in the UK yearly, costing insurers millions of pounds in claims so taking all possible steps to secure your vehicle can qualify you for generous discounts. Here is a brief guide to some of the security devices you can use to deter thieves from stealing your caravan.

Hitch locks. These devices stop thieves from unhitching the caravan from the towing vehicle. Make sure that the hitch lock you buy is made of heavy steel and securely covers the fixing bolts.

Wheel clamps. These fasten around the wheel of your trailer to ensure that it can t be moved unless the device is unlocked. Make sure that the wheel clamp fits securely over the wheel; if it does not fit correctly thieves can remove it.

Wheel stands. These are used when your caravan is in storage. You remove the wheels and then use the wheel stand to keep it upright. However, you should check your caravan insurance policy s terms, since they may require you to ensure your trailer has a wheel clamp on at all times.

Apart from installing security devices, you can also have your vehicle marked to make it more likely that it will be found in case it is stolen. Simple steps include taking a full set of photos of your caravan as well as marking your postcode on the roof of your trailer as well as having identifying information etched in various hidden places inside the vehicle. If you have a high-end caravan, you can also consider investing in more expensive security systems such as GPS tracking devices and implanted microchips that can be read by a scanner.

Finally, you should consider where to store your caravan when it is not being used. If you have the space to store your caravan in your garage then this will not be a consideration, but many trailer owners will have to rent storage space. One alternative is an open air storage facility, which is very affordable and usually secure. However, your trailer will be open to the elements, which may cause increased wear and tear as well as higher maintenance costs. If this is a concern, then you should consider storing your caravan in an enclosed site such as a warehouse, which will keep it secure and away from the elements, but will cost you more in rental expenses.

You should also take precautions when storing your caravan for the winter since the cold may cause damage, which could not be paid for by your insurance. Remove things made of cloth such as beddings, curtains and towels, which may be affected by the moisture. Also, drain your water pipes to prevent the water in them from freezing over and bursting the pipes. Taking all the necessary precautions can help give you the lowest caravan insurance rates, as you will be eligible for a lot of generous discounts from your insurance provider.

Keywords: caravan insurance, caravan

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