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The following article was published in our article directory on May 31, 2012.
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Article Category: Finances
Author Name: chickie maxwell
Would you like to command royalty? The visa black card offers card holders the chance to feel how to be on top of the world with its modern facilities, one-of-a-kind rewards programs, and ultimate exclusive perks. The black card has become known as the credit card that offers anything that holders often fancy about. 
However, everyone can own a black visa. It is strictly by invitation only membership. If you belong to the elite population then chances are you will receive an invite to become a member. To become invited you need to have an immaculately clean credit history, without a single negative record, you also have to be a big spender to become a member. You will also have to have a social security number and belong to the highest tier of the financial ladder. 
A lot have been said about the visa black card and its perks and rewards but here are the most important and accurate facts about the card.
•	First on the card's sleek appearance, it is manufactured from a flexible black carbon graphite plastic material. This card will not be broken into pieces not will the bar code and the numbers can be tampered easily. 
•	The rewards they offer are excellent, such as the money back guarantee. A 1% cash back on any airline of your choice when you travel is what awaits you, or you can even get more depending on which airline you fly with. 
•	Card holders always stand a chance to get the best offers for some of the most top brands in the market today. There is coverage worldwide hence you can use your car anywhere you may be. 
•	There is a 24/7 protection as you travel. One of the best features you can get is the good baggage delay insurance in case your bags get delayed or gets lost in transit. Holders usually get at least $100 each day the bags are delayed. The air travel insurance coverage is a good reason why you shouldn't pursue your dreams of travelling without untoward incidents or mishaps. 
•	As account holders keep on using the card, they get a constant stream of luxury gift items. There is also a credit point system that they can exchange for other hot items. 
•	There is a security feature coverage that is also beneficial. 
•	In case a trip should be cancelled account holders are entitled to special waivers in terms of the cancellation fees. 
•	Card holders can take advantage of the 0% APR charge on balance transfers for six months; you don't get this from any of the regular credit cards today. 
There are a number of banking institutions that offer visa black card for consumers to enjoy. What is important for would-be card holders is to make sure that they understand the terms and conditions and policies of the credit card company, it pays to be informed.
Keywords: visa black card
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