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The following article was published in our article directory on October 12, 2010.
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Everything You Need To Know About Your Injury Claim

Article Category: Jobs

Author Name: Nick Morgan

It is often a difficult and complicated process to claim for personal injuries sustained in serious accidents. Whether vehicular or work-related in nature, these accidents that result in serious injuries and even temporary or permanent disabilities could bring to the picture a great amount of money for medical treatment and other unexpected expenses ensuing from the injuries or disabilities. There are important aspects of an injury claim that you have to understand. While you might believe that you are entitled to some form of compensation, there are factors that could actually prevent you from getting what you are entitled to. You have to know exactly what you can demand from the liable party. Demanding to little will leave you to shoulder costs that you should not necessarily be burdened with. Demanding too much will lead the courts to think that you are only milking the party at fault for more money than you really deserve. Read on and find out how you can successfully get what is due you when you claim for compensation for accidental injuries.

The Accident

You have to be sure that the person you are holding liable for your injuries is indeed at fault. If, by any chance, you might have a part in the accident that you figured in, you might not be able to get any compensation at all. Worse, you will have to add the legal expenses as part of your already growing unexpected expenses. Remember that the party at fault and his insurance company could dispute your claim. You have to make sure that you have all the details of the accidents down pat accurately and completely.

Your Injuries

Make sure that the injuries that you are declaring really resulted from the accident in question. You need to have a doctor certify and attest to this fact. Keep all the documents pertinent to your injuries and the medical treatment that you are getting for them. You might also have to get a medical statement confirming any further treatment that might be necessary for you recover from your injuries. Prescriptions and pharmacy receipts should also form part of your injury claim. Do not leave anything related to the accident out of your medical statement.

Your Injury Claim

There are several parts to your injury claim. There is the medical part, the non-medical part, and the property damage part. The medical part includes all expenses pertaining to the treatment of your injuries. These expenses are easy enough to quantify as you only have to present your hospital bills and receipts. The non-medical part includes provisions for loss of income due to your inability to work, family financial support to ensure that your family continues to live comfortably despite your disability, and a corresponding amount for emotional distress caused by the accident. While most of these are quantifiable, the portion on emotional distress is something that is not that easy to put a value to. Most insurers would have factor rates that they use in order to compute for the money value of distress based on the extent of injuries sustained by the claimant.

Your Representation

It is usually necessary for an injured party to be represented in court by a credible personal injury lawyer. The representation that you choose should be reputable and competent. Most of all, your representation should have the integrity to put your welfare on top of any potential gains he could get from the case. You do not want to put the future of your injury claim in the hands of a lawyer who could easily turn around to lose your case because of ties, monetary or otherwise, with the party you are suing and his insurer.

Keywords: injury claim, personal injury claim

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