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The following article was published in our article directory on December 10, 2010.
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Bad Debts May Cause Bad Health

Article Category: Legal

Author Name: Thomas W. Lynch

We all know about debt. Most of us have debt, and that may not be a bad thing, after all few of us can afford to buy a house without taking a mortgage. But debt can be bad when it gets out of control. Sometimes the debt is unexpected. We may suddenly receive a bill from the IRS and it might be for a hefty amount. If it looks serious, talk to a tax attorney.

But first consider the content of this article. It looks at debt, at what it can do to you and how you can seek to remove the debt and not suffer any bad health issues. You see many people who have debts and tax debts in particular, find that it impacts their health and that's a double whammy.

The impact of debt

When your debts start to mount and you find it harder to balance your budget, there is a strong likelihood you'll suffer an extra burden – your health may suffer. Stress is a common reaction to the worry caused by debt. And then the snowball situation kicks in. The more you stress the worse you sleep. Then a lack of sleep makes you irritable and your work suffers. You skip meals. You eat badly, you gain weight. Your body is run down. And this whole sorry saga began once your debts became too great.

The solution

In simple terms, if you reduce your debt or can manage it relatively easily, your health should improve. So by gaining control of your finances you may thereby reduce health problems related to this stress. But how is that done? Strangely most people think of reducing their debt by increasing their income; they take a second job, work harder and thus get more money. But that's not the only way or necessarily the best option. And anyway, some people just can't get a second job or work any harder.

Here's the key

Virtually everyone can cut their spending. That's the key. If you cut your expenditures you'll have more disposable income and be better placed to reduce or eliminate your debt.

So make a list of everything you spend. Many people have no idea how much they spend in a week or a month. Write down everything you spend. Then look at where you can make cuts. Do you have to rent DVDs? Are you buying too much food? Can you cut your utility bills by using less power?

Don't let your health suffer because of your debts. Change your financial position. Draw up a plan to tackle the problem. Fix the debt situation and you fix your health.

*Disclaimer: This article does not constitute legal advice and does not establish an attorney-client relationship.

Keywords: debt, manage finances,bankruptcy attorney, tax attorney,attorney,tax,bankruptcy

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