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The following article was published in our article directory on March 23, 2011.
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Wu3 da4 professor investigation report disclosure bank charges project seven years increase 10 times

Article Category: Advice

Author Name: Amanda xzh

Sources: HanWang - changjiang daily March 23, 2011 00:40 me two sentences (5) medium sized print copy link medium report from our correspondent (reporter ChengSiSi) yesterday, wuhan university law professor MengQin countries led to our written to offer its bank charges a survey of the study of improper report. Report discloses, October 2003 on stage 1 of the commercial banking services price interim measures for the administration of the clear bank charges, and only 300 multiple projects now the commercial banking services price management method "(drafts) listed in the charging items, already up to 3,000 kinds, seven years increased to 10 times.

Professor MengQin countries introduced in accepting our newspaper interview, as early as in 1986, themselves on many Banks bear legal advisor for Banks, savings business, loan business, international business wait very familiar. "Before 2002, bank charges project and not paid as much as now. For the first time since 2004 card only begin to collect annual fee charging projects, after increasing bank fee rise." the amount,

Current protection of consumer rights law under China law society, vice President of research MengQin countries think, financial consumer rights protection needs to be same. Last year, he led late September 10 graduate student in nationwide bank CARDS charging projects in use survey. Through on-the-spot consulting service telephone, outlets to wait for means, master card and found many firsthand material there not to execute, spilling standard branch without notice to savers direct debits repeat charging, splitting project improper phenomenon. He says, the bank fees standard is more complex, hope report can cause Banks themselves introspection and related departments attention.

Aiming at 34 bank regulator cancel charging projects, MengQin countries agreed, "although some people think cancelled projects just dragonfly, but also marks the water in correcting bank charges on the government taken the first step." As for why cancel 34 MengQin countries charging items, no one thinks, at present the specific measure whether fees reasonable standard, relevant departments in charge only relatively mature project considerations.

He thinks, stop the bank charges is the core of the improper phenomenon of cancellation commercial Banks independent pricing. "Our charging projects mostly to go hearing procedures, but the present bank does not need through this program, leading to more and more charging projects to how much receive to accept the phenomenon to appear."

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