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The following article was published in our article directory on April 16, 2011.
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Mobile phone insurance - general advice

Article Category: Finances

Author Name: Martin Baker

Many people are now turning to mobile phone insurance to protect their phones from theft-related cases, damage and loss. Most phones are lost in public transport like buses, trains and cars. There are also phones that get stolen, or those which were accidentally dropped in toilets which result to water damage. If one of these cases happens and your phone is uninsured, then you have to buy a new one to replace your phone.

A mobile phone in today's world has become a important commodity. Most people go to work with it every day and communicate. The sad thing is that over 3million people has no idea that their phones can be insured and secured against total loss. Because of this a lot of people end up regretting not getting insurance for their phones.

Where can you get cheap mobile phone insurance? First of all you can have your phone insured by an outside insurance company or from your airtime supplier. The advantages of having your phone insured with your airtime provider is that you can request the cancellation of your phone due to lost or theft and have a new one sent over. However to get the best deal, it is always recommended that you shop around first for a more thorough mobile phone insurance comparison.

Be wary of fraudulent insurance companies' existing in the internet. It is always recommended to visit the insurance company personally rather than entertain calls that try to sell you insurance coverage on your phone. Get in touch only with an insurance company whose reputation and stability has been proven. It is also more reliable if you contact your phone manufacturer for an insurance that will have your phone covered. Another advantage that you can get from getting insurance from your trusted phone manufacturer is that they can be contacted in case there is something wrong with your phone.

Make sure that when purchasing insurance coverage you know what you are getting. One of the most important features of mobile phone insurance is having your phone replaced. Getting this added coverage on your insurance will cost you extra but in the event of loss it will be worth it. Most companies will send you second hand phone with the same features and specifications.

Another thing you should be concerned with is having unauthorized phone calls blocked should your phone get lost. Having your mobile phone stolen, damaged or lost is bad enough, so it would be wise to avoid being shocked with a phone bill charging you with calls that you never made

When purchasing a new mobile phone, it is prudent to keep the serial number of your phone and keep the receipts of the transaction. This will prove to be very helpful in the future and cost you less hassle when claiming the proceeds of your phone's insurance.

Getting am insurance for your phone is one of the most important investments that you will ever make. Protect your privacy, property and communication lines by having your phone insured.

Keywords: mobile phone insurance comparison, mobile phone insurance, iphone insurance

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