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The following article was published in our article directory on April 19, 2011.
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Mobile phone insurance

Article Category: Finances

Author Name: Martin Baker

If your mobile phone is important to you then have it protected by getting an insurance coverage to cover it. In today's world the incidence of theft, loss and damage involving cellular phones are increasing on a daily basis.

It seems that most people cannot live today without a mobile phone so getting mobile phone insurance is a sound investment. The good news is this is being offered by most mobile phone manufacturers. It can be paid in cash or in an installment basis but know that most companies will only allow you to add an insurance policy on your phone within 30-90 days upon purchase of the mobile phone.

So you will ask, why do I have to get insurance for my phone? Isn't that just an added cost is not really necessary? A lot of people have paid for this wrong notion and suffer when they lose their phones. Phones are subjected to the natural conditions of wear and tear and even accidents. It can get stolen, dropped in the toilet, lost or forgotten in a public transport. It is important that you make this decision before you realize that it is too late.

Of course it will not make any sense if you buy insurance coverage for a low-cost phone or for one that you got for free. After all after getting it for a small amount you should be able to replace it with ease. However having insurance will help you a great deal in getting your phone replaced in the event of loss.

It is advised that before you get insurance for your mobile phone you must first shop around and make a mobile phone insurance comparison. It would make sense if you stay away from companies that call you up trying to sell you insurance. Contact only companies that are trusted and renowned. It is best to ask an insurance agent in person and ask all the necessary questions that you have in mind.

The most important feature of phone insurance is getting a replacement unit in case of loss. Also it must protect you from unauthorized calls made by unscrupulous individuals. It is important to scrutinize the details of an insurance coverage before making any commitment. Bear in mind that you interest comes first.

Looking for cheap mobile phone insurance? The internet is a good place to start. Browse for insurance companies within your locality and see what they are offering for phone insurance. Compare the monthly premiums that you will have to pay for the insurance that they are offering and see if it is commensurate with your phone's value.

A lot of people are hesitant to get mobile phone insurance but then in the event they lost their mobile units they end up regretting that they did not. Have your mobile phone insured and avoid the hassle and frustration of getting new one or spending money in purchasing a new one. Better yet, stop thieves by making off with your phone and using it for their own personal calls at your expense.

Keywords: mobile phone insurance comparison, mobile phone insurance, iphone insurance

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