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The following article was published in our article directory on June 6, 2011.
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Different Kinds of Trailer Insurance

Article Category: Finances

Author Name: George Henderson

You may or may not have heard of trailer insurance, but these insurance policies do exist for people who require them. What exactly are these policies for and what do they cover? An insurance policy for a trailer is basically a policy that covers different kinds of trailers that people use, whether for leisure or business. There are a lot of different kinds of trailers that are being used by people these days and each one can be insured using a specific kind of policy.

There are trailers used for carrying livestock, trailers that can be used to serve people food from, trailers that can carry cars and even trailers that people can live in. These many different trailer types are also prone to different kinds of accidents and untoward event. This is why these need to be covered by different kinds of policies that can suit them.

What are the different kinds of trailers that can be covered by trailer insurance and what are some of the basic coverage stipulations that come with these? Here are a couple of them:

Horse Trailer Insurance Policy - while not that many people do have horses that they need to move to and from their farms and stables, those who do realize the risks involved with such an endeavor. This is why an insurance policy for horse trailers is available. Such a policy often covers the possible damages that can occur to a trailer on the road, the possibility of having to move the horse from a damaged trailer to a temporary one immediately and the possible loss or injury of a horse in transit.

Catering Trailer Insurance Policy - this kind of an insurance policy covers trailers that are used for transporting, cooking and serving food with. These trailers come with a different set of stipulations as compared to others since these may carry in them materials that can cause fires or explosions, such as gas tanks and other heat producing or flame producing materials. You may find that trailers like these often have fire and injury protection clauses. These may also have stipulations for loss of income and such should these be damaged beyond use for the next 24 to 48 hours.

Whatever your trailer may be, there is an insurance policy that can be custom-made to fit the needs of such a trailer. The coverage of such an insurance policy often includes theft, fire, accidental damage and even criminal damage. Since trailers are pretty pricey and can easily cost you a lot of money if they do figure in an accident or other unfortunate event, it is then ideal that insurance policies be made for them.

Some people think that their current vehicle insurance can cover any expense that an accident to their trailer can bring, since these trailers are hooked up to these vehicles for transport. What they do not know is not all accidents involving their trailers and their vehicles can actually be covered by their vehicular insurance. It is therefore important that you get a separate insurance policy for your trailer in order to ensure that you do not get caught in a situation that will essentially break the bank, so-to-speak.

Keywords: trailer insurance, catering trailer insurance, horse trailer insurance, horsebox insurance

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