What can I do when logged in?

You can submit new articles, so we can make unique versions of them and distribute them for you.
If you want to simply publish the same article on 800 websites, you can tell us to do that.
You can see the archive and current status of all your article distributions.
You can order any number of high-quality articles - just let us know your keywords.
You can browse the archive of all the articles we have written for you.
You can order our Complete Service (10 high-quality articles plus 10 article distributions).
You can purchase more credits for our services and check your affiliate earnings.
Much more ...

SpinDistribute.com Article Directory

The following article was published in our article directory on December 6, 2011.
Learn more about SpinDistribute Article Distribution System.

How to Find the Best Rewards Credit Cards

Article Category: Finances

Author Name: chickie maxwell

Using rewards credit cards can be very satisfying but they can also cost you more than the rewards are worth if you don t get the right card. Here is a brief guide to how to look at rewards card offers so that you can get the most advantageous deal.

Base interest rate? This is the rate of interest you will be charged when availing of credit. Also known as the Annual Percentage Rate (APR) it makes comparing credit card offers to find which is the least costly easier. It should be noted that credit card providers may charge different APRs for different types of transactions, i.e. one rate for credit card transactions and another for cash advances, and the APRs may be either fixed or variable. In general, you should go with cards that have a low fixed APR.

Annual fees. This is a fixed fee that is included on your credit card bill every year for the privilege of using the card. While many rewards credit cards charge high annual fees, there are several that don t but you will have to have good credit to qualify for them. You should always go for a card with no annual fee, since the cost of these fees, which can be as much as hundreds of dollars, can easily eliminate any rewards you may qualify for.

Features. Each rewards card has its own individual set of features. For example, some cards may allow you to accumulate points that you can redeem for prizes or can be used towards other purchases or payments. Others may provide cash back rewards that you can earn when making qualified purchases. You should compare these carefully to find the ones that provide the best deal. Here are some tips on how to find the best rewards:

Look at what purchases qualify to earn cash back rewards. Only go with cards that require you to purchase products that you actually use.

Look at how much you ll have to spend before you actually qualify for a reward or a bonus. You may find that you have to spend thousands of dollars before you become eligible for a significant reward.

Look at the rewards that you can earn. Will you actually gain from the rewards that are being offered? For example, if you don t drive, why apply for a gas credit card?

Is there an expiration date on the rewards? You may accumulate your points or spending for one year only to find that they ve expired before you can redeem them. So think carefully if you can actually earn the rewards during the redemption period without having to spend too much.

Are there opportunities for you to gain more points on your spending? For example, some cards may offer double cash back bonuses when you use them on weekends or other designated days.

Consider alternative rewards. There are rewards credit cards that actually allow you to donate to charities or other worthy causes, so you might want to apply for these if you care more about giving than about earning rewards.

Keywords: rewards credit cards

Learn more about SpinDistribute Article Distribution System. We also offer one of the Best Article Writing Services out there - give us a try if you need great articles on various topics!

SpinDistribute.com Network

Each article you submit at SpinDistribute.com is sent through our innovative Article Distribution System to our network of more than 1840 publishers - about 55% of them are high-quality article directories, 30% of them are niche blogs and 15% of them are other content-rich websites.

To achieve the best possible success we only publish your article to most related websites. This means your article will show up on approximately 640 - 880 most related websites which will give you great SEO results.

We also offer a separate Professional Article Writing Service to everyone who's looking for high quality web content and well researched unique articles.