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SpinDistribute.com Article Directory

The following article was published in our article directory on December 19, 2011.
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Rewards Credit Cards: What are Your Choices?

Article Category: Finances

Author Name: chickie maxwell

Rewards credit cards are perfect for you if you are one of those who want to enjoy all of the benefits that a credit card can offer. Keep in mind that there are a few credit card companies that offer rewards to people who continue to use their cards. If you are one of those who are contemplating of using a reward credit card, then you have to know that this is divided into different categories and types. The following are among the major types of a reward credit card:

1. Cash Back Rewards Credit Card or Cash Rebate Credit Card. This is the ideal card for you if you are one of those who love to shop. This type allows you to receive a cash reward based on a specific percentage of your total purchases. This means that a specific percentage of your money will be returned to you at year end after all the discounts in each of your purchases are accumulated. If you have this type of card, then it is advisable for you to pay higher rates of interest and penalties so as to avoid negating the benefits of the rewards.

2. Travel Rewards Card. This is considered to be one of the most popular rewards credit cards at present as this allows its users to enjoy the benefits that are linked to each of their travels. Using the card allows you to gain points and these points can be redeemed in the form of savings on hotels, car rental, flights and even cruise travels. If you often use a card when traveling, then the points that you earn from it cannot only be used in saving on your next travels but also in getting a few freebies. It is even possible for you to enjoy traveling in a specific place without spending a penny. This is the most suitable card for you if you are one of those who regularly visit different places.

3. Gas Reward Card. This is perfect for you if you are worried about the constant increase in gasoline prices. This card is often issued in partnership with reputable gas companies. If you own this card, then you will get the opportunity to enjoy discounts on gasoline. There are even cases when the rewards allow you to enjoy free gas. All it takes is for the card to be swapped at a gasoline station.

4. Hotel Rewards Credit Card. With this type of card, you get the chance to enjoy a stay in some of the most popular hotel chains in the world. Staying in any of these hotels allows you to enjoy cash back rebates and rewards. You can also expect the hotel to offer you discounts after deciding to use the card in paying your hotel bills. Spending a few dollars in a particular hotel allows you to earn rebate points that can be used in your future hotel stays.

These are just four of the many rewards credit cards that you can use if you are one of those who wish to enjoy getting huge savings and discounts when purchasing items. There are still a lot more and it is advisable for you to first evaluate your lifestyle before you start to choose so as to increase your chances of picking the most suitable card for you.

Keywords: rewards credit cards

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