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The following article was published in our article directory on February 27, 2012.
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How to Compare Conveyancing Quotes

Article Category: Real Estate

Author Name: Lara Ryan

When you compare conveyancing quotes, it is very important that you understand what charges are associated with the process of conveyancing. While each jurisdiction might charge its own fees, the general fees are basically the same based on English common law. When you contact a solicitor, they will make an estimate of fees that need to be paid to complete the transaction. These can be divided into required government fees and legal fees charged by the solicitor.

Third party fees are as follows:

Stamp duty. This is a government tax that is paid on properties worth more than 125,000GBP and is payable only on purchases. It is computed as a percentage of purchase price, ranging from 1 - for properties worth 125,001GBP to 250,000GBP to 4 - for those above 500,000GBP.

Land registry fees. These are charges shouldered by the buyer to register the house in the name of the new owner. Land Registry fees are flat fees charged based on the value of the property.

Property search fees. To determine that there are no negative issues associated with the property, conveyancing solicitors will ask local authorities to conduct searches on issues such as legal obligations and public works projects that may be undertaken in the vicinity as well as environmental issues like flooding and land fill problems.

Chancel searches. These are conducted on behalf of buyers to determine if the property has any liens against it.

Bankruptcy search fees. These are searches conducted on buyers to determine if they have declared bankruptcy or are about to declare bankruptcy.

Bank transfer fees. These are electronic transfer fees charged by banks when they transfer money from one account to another.

Land registry search fees. These are charged to purchasers check for new charges that might have been registered against the house.

Legal fees are:

Conveyancing costs. These are the fees charged by the solicitors for performing the conveyancing work and pays for their time and effort.

Form preparation fees. These are charged by solicitors for preparing forms such as the Stamp Duty Land Tax form and telegraphic or bank transfers.

Another important consideration when you compare conveyancing charges is to watch out for hidden fees that may greatly bloat the final amount that you will pay the solicitor. These may include:

Mortgage lender fee. These are fees charged by some solicitors if you already have a mortgage when performing the conveyancing process.

Abortive cost. These are charges levied by solicitors in case the real estate transaction fails, which may be hidden by being renamed as insurance .

Communications fees. Some solicitors will levy charges every time they contact you, charging them to administrative fees.

Make sure you read any quotes you get from conveyancing solicitors very carefully. In particular, when you compare conveyancing quotes, look out for the small print that could indicate hidden charges. And when you re getting a conveyancing quote online, you should be aware that since it is not specifically computed for your particular situation, it may be substantially lower than what you ll actually be charged.

Keywords: conveyancing, cheap conveyancing, conveyancing uk, conveyancing wales, compare conveyancing

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