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SpinDistribute.com Article Directory

The following article was published in our article directory on May 11, 2012.
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Visa Black Card: What to Know

Article Category: Finances

Author Name: chickie maxwell

The Visa Black Card has been celebrated because of the various benefits that it can provide its users. For the last few years since its release for public application and use, it has been well-received by those who aspire to have this card among their roster of credit cards and other prized possessions. Because of this high popularity level, it has gained a great deal of public exposure for a significant period of time. The Black Card is very much different from the other types of credit cards that you may encounter on a regular basis. If you want to know more about this type of credit card, you should read more about this.

Difference from Other Cards

Despite the relatively common name, the Black Card should never be confused with the other cards of similar names. Compared to other exclusive types of credit cards, the Black Card has a relatively cheaper yearly dues than the leading credit cards in the country. In fact, the yearly fee costs less than a thousand dollars. This implies that you need to pay for the services and benefits that you get out of using the card at a lower cost. If you divide it on a monthly basis, you will note that the cost is just less than a hundred dollars per month. The only downside is not everyone can get the chance to obtain the card. Only around one percent of the American population can be given the exclusive chance to gain benefits and perks from gaining and using the card on a regular basis.

Exclusivity

Only around three million people in the US are accepted as Visa Black Card bearers. Typically, this one percent consists of the people who are arguably the wealthiest in the country. In this light, an invite-only application is sometimes warranted to ensure that the prospective cardholders from the higher tiers of society can gain enough access to the benefits that this credit card can bring them. In the same light, this can provide the credit card company with benefits in the form of profit and similar advantages. Therefore, this set-up is a win-win situation for both parties.

Requirements

The application process requires a lot of things from the aspiring bearer to ensure that they can sustain the ownership of the card. These are also needed to help the company screen the individual better. For one thing, the aspiring card bearer should be a legitimate US resident for a specific period of time. This gives the company the impression that the individual has a good grasp of the undertakings that usually take place in the country. As a result, they can handle credit card-related issues with more ease and efficiency.

Airport Lounge Access

Among all the kinds of benefits that you can have in a credit card, the Visa Black Card can offer you an exclusive VIP airport lounge access to numerous airports in different parts of the world. In the first few years since its release, the credit card company can only offer a limited number of free accesses to these facilities. However, the company has aimed to develop this benefit to serve the cardholders better.

Keywords: visa black card

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