What can I do when logged in?

You can submit new articles, so we can make unique versions of them and distribute them for you.
If you want to simply publish the same article on 800 websites, you can tell us to do that.
You can see the archive and current status of all your article distributions.
You can order any number of high-quality articles - just let us know your keywords.
You can browse the archive of all the articles we have written for you.
You can order our Complete Service (10 high-quality articles plus 10 article distributions).
You can purchase more credits for our services and check your affiliate earnings.
Much more ...

SpinDistribute.com Article Directory

The following article was published in our article directory on October 29, 2012.
Learn more about SpinDistribute Article Distribution System.

The What, Why, and How of Travel Insurance

Article Category: Travel

Author Name: Jeff Desrochers

Travel insurance is a special form of risk distribution. The purpose of this article is to provide the reader and probably, soon-to-be traveler, with information about what this is, why this is needed, and how to avail of it. The first concern is to drive home the point that travel insurance is not merely a side order that you can say no to, much like "would you like some fries with that?" The second is to differentiate between various types of insurance on travel.

What is Insurance?

Insurance is a risk distributing device. The insured pays regular premiums. In return the insurer pays for in full or to a certain amount in case an event occurs covered by the policy.

What are the Different Types of Travel Insurance?

The operative act is travel. This can be domestic travel or international travel. More importantly the insurance can be for temporary, for a specific period of time, or for specific travel. The most common types are:
- Accidental death
- Accidental disablement benefit
- Accidental injury
- Delayed baggage
- Emergency evacuation
- Lost/stolen/damaged personal effects
- Medical Emergency
- Overseas funeral expenses
- Repatriation of remains
- Sickness
- Trip cancellation or interruption
- What is Travel health insurance?

Travel health insurance is a specific form of insurance for travelers that focuses on medical expenses regardless of the circumstances, but limited to those that are covered by the policy. This includes hospitalization, ambulance fees, emergency room use, etc. One example of travel health insurance is snowbird insurance.

What is Snowbird Insurance?

Snowbird insurance is a type of insurance that Canadians take out when they go to the United States during the winter months. They are akin to birds flying south to avoid winter hence the label snowbird. Why is snowbird insurance necessary? Simply because medical bills are very expensive in the US, especially if you are not a citizen or do not have insurance.

Why Get Yourself Insured?

First is the obvious reason of having an insurer reimburse the expense which is in most case substantial. Second is for expediency's sake. Most insurers can easily deal with the red tape that is involved before money changes hands. For example, medical bills are paid direct by the insurer to the hospital administration via their local office. Third, it saves time. Letting the insurer handle the payment allows you to relax or focus on more important things for the duration of your travel.

How to Get Affordable Insurance for Travel?

The key to finding affordable insurance is to determine the specific type that you need|require. This necessarily includes period of time for which it is effective as well as specific instances that is covered by the insurance. A caveat though, affordable insurance is not synonymous to cheap insurance. It should be construed to mean sufficient coverage for the required time frame for the least amount of money. The former may save you a few dollars for the premium but end up costing you more because you were not sufficiently covered.

In Closing

Insurance is there for a reason, and that is to make sure that you save money and feel at ease. However, it is not enough that you are insured. You need to understand what are the risks you will be exposed to and cover yourself appropriately for such.

Keywords: Travel Insurance, snowbird insurance, affordable, travel health insurance

Learn more about SpinDistribute Article Distribution System. We also offer Professional Article Writing to everyone who's looking for high quality web content.

SpinDistribute.com Network

Each article you submit at SpinDistribute.com is sent through our innovative Article Distribution System to our network of more than 1840 publishers - about 55% of them are high-quality article directories, 30% of them are niche blogs and 15% of them are other content-rich websites.

To achieve the best possible success we only publish your article to most related websites. This means your article will show up on approximately 640 - 880 most related websites which will give you great SEO results.

We also offer a separate Professional Article Writing Service to everyone who's looking for high quality web content and well researched unique articles.