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The following article was published in our article directory on January 21, 2013.
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Tips in Purchasing Real Estate NYC

Article Category: Real Estate

Author Name: Victoria Sharp

Buying real estate NYC is probably the biggest purchase people in the Big Apple shall make. The housing market in this city is popular for its high costs and limited vacancies. In Manhattan, houses, condominiums and apartments cost more than the ones in Queens, Brooklyn and the Bronx. In Staten Island, public transportation is limited . When you wish to buy real estate in the city that never sleeps, here are tips you should follow to make the task less daunting.

Have a budget prepared where it shows your spending habits for two months. Compare this with your income every month. Your housing costs must be 1/3 of your monthly income.

Select the location of your desired real estate NYC. See if there is public transportation available which can take you to your office or your children to school. Know the zoning requirements for public schools in the area.

Choose the type of property you wish to purchase. If you are alone or with your partner and you have minimal down payment, you can get an apartment. Apartment ownership comes in two and these are condominiums and cooperatives. With condominiums, you purchase real property while with cooperatives, a corporation purchases a building and land and you will then purchase shares as soon as you get your unit.

What is good about apartment ownership is that the monthly dues are usually fixed. There are plenty of buildings that charge a yearly assessment so as to pay expenses like that of fuel costs. Buildings may also increase the regular dues for the homeowners association in condominiums or monthly maintenance fees in cooperatives. This is to pay up increased fees such as real estate NYC taxes.

Check properties online which may have community information and photos. You can go to the website of the New York Times and view their section on real estate. Assess if you need a real estate broker in your search and know if this broker will work for you or for your buyer because he or she will be loyal to the one who would pay his or her fee.

Check out public information about real estate NYC. You can go to the website of the Department of Finance in the Big Apple and see if they have available property records. You will also find out the amount of taxes in different properties in New York.

Hire a lawyer when you make an offer or are about to buy a real estate property. If your seller accepts your offer, both of you will then sign the contract. You may have to make a contractual deposit and this is usually a certain percent of the buying price. You will then pay a down payment for you to get house financing. The job of your lawyer is to make a title search so that there will be no impediments along the way. Make sure you attend the closing where your seller shall convey to your ownership of the property.

Follow these tips in purchasing real estate NYC so as to ensure you the entire process will not be burdensome to you and you will not meet problems in the future.

Keywords: manhattan apartments,apartments for rent in NYC,apartments NYC for sale,NYC condos,Real estate NYC,apartments for sale in Manhattan

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