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SpinDistribute.com Article Directory

The following article was published in our article directory on February 11, 2013.
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Loan | Get a Quick Loan From The Pawn Brokers

Article Category: Advice

Author Name: Malcolm Freeman

Getting A Short Term Loan

The New Year is here and the flurry of Christmas spending is over, but for many of us the lingering effects of splashing out on luxurious gifts, lavish parties and decadent food will still be with us. So, it's worth thinking of how you can get your finances back in order now 2013 is upon us.

I've come up with an instant list of some easy ideas to help ease the extra strain caused by seasonal spending using things you already own.

Make use of possessions to secure an online cash loan

Diamonds, gold, fine jewellery, designer watches and antiques - to name but a few - can be used to secure a fast loan online. Sometimes, this kind of loans can be a better option than selling your belongings outright. Here's why:

• Provided you repay your loan, you can keep your property - this is perfect if the item in question has sentimental value

• You can use exactly the same possession to secure another loan or sell in the future
• You'll receive an accurate estimation (as long as you use a reputable provider, that is!) so you can be sure you're getting a fair deal
• No credit report checks
• You can receive your loan within 24 hours of it being approved
Loan - Local market stalls

Secure a short-term loan from a Pawnbroker

You could have been thoroughly spoilt over the Christmas season, but it is fairly likely you will probably have received at least a few gifts that you don't really want - it happens to us all. As opposed to hanging on to these out of sheer politeness, you can put them to use to help recoup some of your seasonal spending.

As a quick caveat, it's best not to do this with anything that might have sentimental value - by way of example, if a family member has passed on an heirloom.

You can find several ways you can sell your unwanted Christmas gifts. You might, for example, take up a stall at a local market - provided you have plenty to sell. Or, if you have fewer items, you could simply take them along to an event like this and see if any of the stallholders would be interested in selling them for you.

As a brief tip, it's worth taking a good look around your property to see what else you can include in this. After all, the New Year is the ideal time to de-clutter with a spring clean, so you may as well sell, rather than simply discard, any belongings you no longer want or need.

So, select any books you do not want, old toys the kids have grown out of, and ornaments that have spent the last few years packed in boxes. There's no need to be super-selective about what you sell - after all, the worst which will occur is you'll end up taking something home again - but do make sure whatever you offer is in great condition. Otherwise, you might put off prospective customers.

Use online auction sites

Obviously, you may not have the time or inclination to man a stall - even just on a non permanent basis. But, online auction marketplace sites (like eBay) are excellent alternatives.

Using these, you can sell your unwanted gifts and old possessions without having to freeze in the process. It's worth remembering you need to be timely with your posting to avoid getting bad ratings, though, so it's a good idea to have packaging ready.

Of course, if you own anything that's either got sentimental value or is worth a lot, I'd advise instead going with my first suggestion and using it to get a short-term loan instead.

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