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The following article was published in our article directory on February 20, 2013.
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Benefits of House Appraisal

Article Category: Real Estate

Author Name: Mariana

Commissioning an accredited house appraisal agent is necessary to know what the actual value of a house is. Such an agent is needed in different instances.

The services of a house appraisal agent is commissioned when a husband and wife are undergoing a divorce settlement. This is to determine how much they will sell the property for, the proceeds of which will be divided between them. In case one of them wants to keep the property, the appraisal will also be needed to know how much one will pay the other spouse to buy the latter out.

This kind of appraisal is also needed to determine the value of a property in case a person will file for the declaration of bankruptcy. In a bankruptcy proceeding, there is a need to liquidate all assets to know how much the insolvent can pay his creditors.

Most real estate agents often hire the service of a house appraisal agent in order to have a reliable and accurate selling price for the property that they are selling on behalf of home owners. Not all brokers do this but they will surely be benefitted from preceding every sale of house with hiring an appraiser.

The value of the house is subjective. To some, the location should be the main factor in assessing the price of a property. To others, it is the quality of the pillars, walls, the materials used, and the like . And for a few some, it is the interior design that must be the main consideration of the value of a house.

An appraiser would know well to consider all these things in assessing the actual price of a home. And unless there is an authority that gives a definite value for a property, buyers will be hesitant in believing that the broker is not doing an overpricing.

Every property is subject to tax. The rule in taxation is that the registered owner is supposed to pay an annual tax, which is a portion of the value of the property. The value of the property is based on its assessed value. But what if the property is the kind that depreciates as time goes by? Then it would save the owner money to have the property appraised or reassessed when it has already depreciated.

The above reasons for commissioning an agent accredited to doing a house appraisal shows the value of having a property appraised. The above reasons also imply the consequences of not hiring an appraiser.

Because of the obvious necessity of commissioning an appraiser, it is imperative to choose the right one. The appraiser that a homeowner will hire to do a house appraisal for his property should be duly accredited by the state, experienced enough, and not one that is known to provide very low appraisals. It would be safe to hire someone who has been in the industry for a long time doing appraisals of all sorts.

Keywords: home appraisal,house appraisal,nj property appraiser,divorce appraisal,property values,licensed appraisers ,property tax appraiser new jersey new jersey

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