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The following article was published in our article directory on July 15, 2013.
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Tips in Dealing with an Insurer Following a Motorcycle Wreck

Article Category: Legal

Author Name: Ty Wilson

If you have gotten yourself into a motorcycle wreck, you may encounter hardships in negotiating with your own insurer. The good news is you can get a favourable settlement even if the accident was your own fault.

To get a good settlement from your insurer, you must get all the vital details from the other party such as his insurance card and driver's license. You should also get his name, contact number, license number and its issuing state, name of his insurance company and his policy number.

You should know rough quotes on repairs caused by a motorcycle wreck. If repair on your cycle is bigger than half of its present value, your insurer may deem it totalled. Should it be smaller than the current value, your insurer may allow you to do without a claim and make you pay repair fees on your own if the wreck is your fault.

Call your motorcycle insurer at the telephone and bargain for a bigger value for your bike. You can give videos and photos of your motorcycle and aftermarket accessories receipts. Know if your insurer has obtained the other driver's insurance information and if not, you can give any kind of information you have. Beware of altering the story so as to cover up any information which leads to you contributing to the accident. If you hide anything, your claim may be denied and you will suffer receiving a lot of of unpaid bills.

You may bargain for a total-loss settlement where you negotiate for a minimum value without your deductible. If possible, get the biggest value for your bike. Tell your insurer's adjuster to include in the final settlement the outstanding loan costs your motorcycle has incurred.

After encountering a motorcycle wreck, make sure to take it to a good repair shop to get an estimate. You can go to plenty of repair shops so as to get this. Collect proof of financial losses you encountered due to the accident such as medical bills and missed work. You can also wait until your adjuster inspects your bike.

Be patient and let your insurer perform their job. Their agent shall speak to the other party's own lawyer so as to solve any issue. If a deal was made and it has satisfied you, accept the offer. If you do not like it, you can say no to the settlement and then ask for financial compensation via the courts.

If you think your bike is undervalued by the insurer or if the negotiations are stalled, get the services of a lawyer specializing in a case like yours. He can assist you in negotiating repairs, getting a higher settlement or gathering statements of witnesses.

You should submit a report on the motorcycle wreck to the DMV or the Department of Motor Vehicles. A form regarding this matter must be filled out. For this you will need a personal injury or vehicle accident lawyer.

These are the tips in dealing with your insurer after you meet a motorcycle accident.

Keywords: Lawrenceville Car, motorcycle Wreck, Crash, Accident, Attorney, Lawyer

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