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The following article was published in our article directory on May 9, 2014.
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The Science of MICR Toner

Article Category: Computers and Technology

Author Name: Derek Willis

Mineral iron oxide is one of the three main components of the Magnetic Ink Character Recognition toner or micr toner. It is actually a basic component of other kinds of toners. For an micr toner, however, iron oxide plays more than a basic component. It performs an important role in the science of modern banking.

Technology of the Toner

Checks and other forms of negotiable or business instruments like vouchers contain specific figures for the purposes of protection and control . Checks, in particular, have pertinent characters seen at their bottom parts expressing their account, amount and route. The usual conduct in banking requires a lot of human action starting from the actual reading and decoding of the pertinent characters and the series of manually recording, sorting and delivering the checks. These processes are very arduous and long, indicating the need for more workers.

The advent of computers, however, has set the trend for the use of automated bank readers. Still, the effectiveness and efficiency of the said computer-generated device lie heavily on the iron oxide that completes the mixture of the micr toner.

Being a mineral, iron oxide gives the micr toner a magnetic effect. This is the signal recognized by automated bank readers. Upon recognition, the automated bank readers then readily record the account numbers and their amounts and routes. Then, they sort out the checks depending on their status - all these in just a matter of a few seconds of exposing the printed pertinent characters on to the automated bank readers.

The Other Side of the Toner Technology

Being a mineral, iron oxide also gives the micr toner a very hard and course texture . It cannot be in liquid form like ordinary ink and thus, cannot be used in inkjet printers, making its use exclusive to laser printers.

Attempting to make micr toner into liquid ink will only be of no avail . It may even cause damage to the printer. To illustrate , the iron oxide in the toner will not mix well with ink, thus leading to different negative effects.

First, because the iron oxide is hard and course, it will just separate from the ink, forming particles on the cartridge. Then, the particles formed in the cartridge will lead to congested nozzles on the printer head. This may even lead to more serious damage to the printer.

Second, the iron oxide separated from the ink will seriously affect the quality of the print. First, printed details are more likely to become course, pigmented or blurry. White markings are also likely to appear due to the disrupted printing as a result of the clogged nozzles. Worse, prints may also be blank as if there was no ink at all.

The third and worst effect of making the micr toner into ink is that the automated bank readers will not accept the codes on the presented check. This is due to the fact that the iron oxide that gives magnetic signals is not on the printed characters and is in fact left on the cartridge as particles. Thus, it defeats the whole idea of using magnetic recognition and automated readers in modern banking.

Keywords: printer cartridges, laser cartridge, printer toner, micr toner

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