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The following article was published in our article directory on October 3, 2016.
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The Basics of Medicare

Article Category: Medical Business

Author Name: Ted Guy & Associates

On 1965, President Lyndon B. Johnson signed the Medicare program into law. Medicare is a health insurance for people aged 65 and over, people under 65 that have certain disabilities, and people of any age with End-Stage Renal Disease or ESRD. For more than 5decades, Medicare has been saving lives and assisting American families in terms of their health and well-being. Medicare has subsidized services that aid in detecting health problems and treating illnesses as early as possible. You can contact your health care provider about which services you need.
Signing Up for Medicare
Before signing up for Medicare, you should know which insurance policy satisfies your needs. Below is a brief discussion about the 4 parts of Medicare.
Medicare Part A. Also known as Hospital Insurance, Medicare Part A covers home health care, in-patient care in hospitals, hospice care, and skilled nursing facility care.
Medicare Part B. Also known as Medical Insurance, Medicare Part B covers home health care, outpatient care, durable medical equipment, services from doctors and other social insurance providers, and a number of preventive services such as flu shots, Pap tests, and screening mammograms. When you sign up for this plan, the Open Enrollment Period for your medicare supplement plan begins.
Medicare Part C. Also known as Medicare Advantage, Medicare Part C covers all services and benefits covered by Parts A and B. Medicare prescription drug coverage is also covered. Extra benefits and services may be included but for an additional cost. Private insurance companies that are licensed offer this kind of plan.
Medicare Part D. Also known as Medicare Prescription Drug Coverage, Medicare Part D covers prescription drug costs. It is also run by Medicare-approved insurance companies.
Note: You must be a U.S. citizen or lawfully present in the U.S. to get Medicare Part A and/or Part B.
When you first register in Medicare, you are issued an Original Medicare. However, you have the ability to choose various ways to get your Medicare coverage.
You can stay in Original Care.
If you prefer to have prescription drug coverage only, you can sign up for Medicare Prescription Drug Coverage (Part D). You can also buy a medicare supplement plan that adds coverage to your plan.
You can choose to join a Medicare Advantage Plan if it is available in your state.
This plan may include Medicare prescription drug coverage. You must take the drug coverage bundled with the Medicare health plan, but only when it is offered. In other plans that do not offer drug coverage, you are allowed to join a Medicare Prescription Drug Plan.
Note: While you are under a Medicare Advantage Plan, you cannot use or sell your medicare supplement insurance policy. You cannot use it to pay for deductibles, premiums, and copayments.
What are medicare supplement insurance policies?
Although Original Medicare has a wide coverage, it does not cover all health care supplies and services. Medicare-approved companies, such as MediGap Pro, offer medicare supplement insurance that can help pay some of the costs, such as copayments, deductibles, and coinsurance, that the Original Medicare does not cover.
You do not need to sign up for an annual subscription for Medicare. However, you do have the chance to go over your insurance coverage and apply changes. Keep in mind that you need to make sure your plan still meets your needs for the succeeding year.

About the Author: Ted Guy & Associates is an expert when it comes to Medigap Insurance. To find out everything about medicare supplement plans, visit his website at medigappro.com.

Keywords: medigap insurance Arizona, medicare part d, medicare part a, medicare supplement, medicare supplement plans Arizona

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